Chic 3-Bedroom Apartment in Sant Francesc, Valencia
€950,000
Sant Francesc, Valencia, Spain
- 3 bed
- 2 bath
- 121 m²
- Apartment
The Habio take
AI summaryThis recently renovated 121 m² apartment features three bright bedrooms and high-quality modern finishes, making it an attractive option for comfortable city living. Located in the vibrant Sant Francesc neighbourhood, it offers a blend of elegance and accessibility.
- city
- luxury
- walkable
Highlights
- Recently renovated with high-quality finishes
- Spacious and bright living areas
- Well-designed layout
- Located in a central and vibrant neighbourhood
- Close to amenities and attractions
Worth knowing
- No dedicated parking mentioned
- Potential for street noise in central location
Good fit for: Ideal for those seeking a stylish and comfortable city apartment.
Lifestyle scores
- Beach
- 50
- Walkable
- 85
- Remote work
- 70
- Family
- 60
- Retirement
- 65
- Airport access
- 80
- Investment
- 75
- Luxury
- 80
- Value
- 70
About this place
Completely renovated 153 m² property : 3 bedrooms, very bright and exterior , with an excellent layout, high-quality finishes and a modern design that combines spaciousness, comfort and elegance
Buying property in Spain
Full guide →Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
The buying process
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
- NIE (foreign tax number)
- Spanish bank account(optional)
Not legally required but standard practice
- Passport / ID
- Proof of funds / mortgage offer
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
