A stunning four bedroom villa in Reserva da Luz, with sea views and a mature garden
€1,700,000
Reserva da Luz, Algarve, Portugal
- 4 bed
- 4 bath
- 261 m²
- House
About this place
A stunning four bedroom villa in Reserva da Luz, with sea views and a mature garden An excellent property with sea views in a cul-de-sac, moments away from the beach and Praia da Luz. The villa comprises a large open-plan living and dining area, with direct access on to the terrace through glass doors, providing spectacular views. In addition, there is a spacious, fully-equipped kitchen. Glass sliding doors also provide access to the swimming pool and terrace from the principal en suite bedroom and two further en suite bedrooms. A fourth en suite bedroom offers access to the upper terrace with sea views. Outside, the substantial, mature garden features an 11 x 5 metre swimming pool and a terrace on two levels. Please note that all distances and measurements are approximate and, for security reasons, are not representative of the property's exact location. For more information on the precise location of the property and its surrounding area, please get in touch with the listed Property Adviser. Features: Air Conditioning, Coastal, Garden, Swimming Pool, Private Parking, Sea View
Buying property in Portugal
Full guide →Portugal is open to foreign buyers with no restrictions on ownership. A NIF (tax number) and Portuguese bank account are required, and most buyers engage an independent lawyer to handle searches, contracts, and the public deed.
The buying process
- 1
Get a NIF
Apply for a Portuguese tax number (Número de Identificação Fiscal). Non-EU residents need a fiscal representative.
- 2
Open a bank account
Open a local account to handle the deposit, taxes, and ongoing utility payments.
- 3
Engage a lawyer
Hire an independent lawyer (not the seller's) to run title and planning searches.
- 4
Sign the CPCV
Promissory contract (Contrato de Promessa de Compra e Venda) with a deposit, typically 10–30%.
- 5
Final searches & funds
Lawyer confirms clean title; you transfer the balance and pay IMT and stamp duty before completion.
- 6
Escritura (deed)
Sign the public deed at a notary or via online platform Casa Pronta. Keys handed over.
- 7
Register the property
Lawyer registers the new ownership at the Land Registry (Conservatória do Registo Predial).
- NIF (tax number)
- Portuguese bank account
- Passport / ID
- Fiscal representative(optional)
Required for non-EU/EEA residents
The Golden Visa programme no longer accepts residential real estate as a qualifying investment (changed 2023). Mortgages are available to non-residents, typically up to 60–70% LTV.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
