Three-Bedroom Villa with Private Pool in Santiago de la Ribera
€369,900
Santiago de la Ribera, Murcia, Spain
- 3 bed
- 3 bath
- 113 m²
- villa
The Habio take
AI summaryThis terraced villa, featuring three bedrooms and three bathrooms, includes a private swimming pool, ideal for cooling off in the warm Spanish climate. Located in the tranquil residential area of Santiago de la Ribera, it is just moments from the serene Mar Menor and its charming beachfront amenities.
- beach
- family
- golf
- investment
- pool
- walkable
Highlights
- Three spacious bedrooms
- Three modern bathrooms
- Private swimming pool
- Parking space on own plot
- Close to Mar Menor beach
- Nearby shops and restaurants
Worth knowing
- Car likely needed for daily errands
Good fit for: Ideal for families or those seeking a seaside lifestyle with amenities nearby.
Lifestyle scores
- Beach
- 90
- Walkable
- 60
- Remote work
- 65
- Family
- 70
- Retirement
- 80
- Airport access
- 70
- Investment
- 75
- Luxury
- 70
- Value
- 80
About this place
Terraced villa provided with 3 Bedrooms and 3 Bathrooms, private swimming pool and parking space on own plot. San Blas is located in a quiet residential area of Santiago de la Ribera, close to the calm waters of the Mar Menor. Here you will find pleasant beach boulevards with tapas bars, chiringuitos and atmospheric terraces. Shops, supermarkets and a large shopping centre are just a few minutes' drive away. In addition, the area offers plenty of opportunities for water sports, golf and relaxing walks along the sea.
Buying property in Spain
Full guide →Spain welcomes foreign buyers with no nationality restrictions. The buyer needs an NIE (Número de Identidad de Extranjero) before completion, and most buyers open a Spanish bank account to handle the deposit and ongoing charges. An independent lawyer (abogado) is strongly recommended — the notario only checks the deed, not the wider title.
The buying process
- 1
Get an NIE
Apply for the foreign-resident tax number at a Spanish consulate, police station, or via a representative with power of attorney.
- 2
Open a Spanish bank account
Needed for the deposit, taxes, mortgage payments, and utilities.
- 3
Engage an independent lawyer
Lawyer runs title, debts, planning, and community-of-owners checks — the notario will not.
- 4
Reservation contract
Small deposit (€3,000–€10,000) takes the property off the market while due diligence runs.
- 5
Sign the contrato de arras
Private purchase contract with a 10% deposit. If the buyer pulls out they lose it; if the seller pulls out they pay double.
- 6
Sign the escritura pública
Final public deed signed before a notario; balance and taxes paid; keys handed over.
- 7
Register the property
Lawyer registers the deed at the Registro de la Propiedad and arranges utility and IBI transfers.
- NIE (foreign tax number)
- Spanish bank account(optional)
Not legally required but standard practice
- Passport / ID
- Proof of funds / mortgage offer
Spain ended its Golden Visa property route in April 2025. Non-resident mortgages are widely available, typically 60–70% LTV. Non-resident sellers face a 3% withholding from the sale price (retención), claimable against capital gains tax. Always check community-of-owners (comunidad) debts and outstanding IBI before completion — they transfer with the property.
General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference
