Two-Bedroom Villa with Private Pool in Tranquil Loule

€440,000

Villa in Loule, Central Algarve, Central Algarve, PT

  • 2 bed
  • 2 bath
  • 122 m²
  • house

The Habio take

AI summary

This contemporary two-bedroom semi-detached villa boasts a private pool and is nestled in a serene area of Central Algarve, just 10 minutes from Loule. With a focus on modern comfort and traditional charm, it offers an ideal lifestyle for those seeking peace and a strong sense of community.

  • pool
  • garden
  • quiet
  • investment
  • new build
  • beach

Highlights

  • Brand-new villa completion in early 2027
  • Private south-facing garden and swimming pool
  • Open-plan kitchen with premium appliances
  • Energy-efficient with solar panels
  • Designed for modern living with natural light
  • Part of an exclusive development of three villas

Worth knowing

  • Completion not until early 2027
  • Limited immediate amenities in the hamlet

Good fit for: Best suited for those seeking a quiet retreat in a friendly community.

Lifestyle scores

Beach
80
Walkable
50
Remote work
65
Family
60
Retirement
75
Airport access
70
Investment
70
Luxury
75
Value
65

About this place

Set amid the lush landscapes of Central Algarve, this brand-new villa combines traditional charm with modern comfort. Located in a peaceful hamlet just minutes from the picturesque village of Alte and only 10 minutes from Loule, it forms part of a small, but exclusive development of three semi-detached villas created for those who value authenticity and calm quality of life. Completion is scheduled for beginning of 2027. Each residence offers approximately 120 m2 of living space across two floors, complemented by a private south-facing garden, swimming pool, and covered parking, all designed to support a modern yet harmonious lifestyle. Interiors are filled with natural light and feature open-plan kitchens with premium appliances, living areas that flow seamlessly outdoors, and spacious bedrooms with built-in wardrobes. Air conditioning ensures year-round comfort, while solar panels provide energy efficiency. This setting offers a rare sense of peace and tradition: fresh bread is delivered daily, fish vendors pass by weekly, and the welcoming community of locals and international residents creates a safe, friendly atmosphere. Even at the height of summer, the area remains calm and distinctly Algarvian. At the same time, the coastline is within easy reach. In just 25 minutes you can enjoy some of the Algarves finest beaches, including Vilamoura, Quarteira, Falesia, and Albufeira. Whether you are looking for a permanent residence, a holiday retreat, or an investment, these villas deserve your attention. Energy certificate class A.

Buying property in Portugal

Full guide →

Portugal is open to foreign buyers with no restrictions on ownership. A NIF (tax number) and Portuguese bank account are required, and most buyers engage an independent lawyer to handle searches, contracts, and the public deed.

The buying process

  1. 1

    Get a NIF

    Apply for a Portuguese tax number (Número de Identificação Fiscal). Non-EU residents need a fiscal representative.

  2. 2

    Open a bank account

    Open a local account to handle the deposit, taxes, and ongoing utility payments.

  3. 3

    Engage a lawyer

    Hire an independent lawyer (not the seller's) to run title and planning searches.

  4. 4

    Sign the CPCV

    Promissory contract (Contrato de Promessa de Compra e Venda) with a deposit, typically 10–30%.

  5. 5

    Final searches & funds

    Lawyer confirms clean title; you transfer the balance and pay IMT and stamp duty before completion.

  6. 6

    Escritura (deed)

    Sign the public deed at a notary or via online platform Casa Pronta. Keys handed over.

  7. 7

    Register the property

    Lawyer registers the new ownership at the Land Registry (Conservatória do Registo Predial).

  • NIF (tax number)
  • Portuguese bank account
  • Passport / ID
  • Fiscal representative(optional)

    Required for non-EU/EEA residents

The Golden Visa programme no longer accepts residential real estate as a qualifying investment (changed 2023). Mortgages are available to non-residents, typically up to 60–70% LTV.

General guidance only — confirm specifics with a qualified local lawyer or tax adviser. Reference

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From

€440,000